Wow. There is a whole lot of pissin’ and moanin’ out there about Biden’s student loan payment program. A lot of it is bubbling to the surface like rotten egg gas in the mud pots of Facebook and Twitter. That wriggling libertarian tapeworm is deeply and firmly attached to the innards of a great many people.

I’m not going to waste precious heart beats trying to explain why a civilization should aid and encourage higher education. It should be obvious.

In an earlier chapter of American history, I graduated with a BA in chemistry owing $265 back in 1984. The whole time I had at least 2 jobs simultaneously and in two cities for part of that time. It is what I had to do to graduate without accumulating a lot of student loan debt. Later, in grad school, I received tuition remission and a stipend to study for a PhD. This is/was common for chemistry graduate students. The only cost for the ordeal was time, a divorce and my sanity.

Since that time tuition, student housing/rent, fees and other expenses have grown astronomically while wages and grants have not. State funding of colleges and universities has shifted from grants in favor of guaranteed student loans. The reprobates in congress have also passed laws that make escape from student loan payments through bankruptcy impossible.

As it has turned out, my generation of Baby Boomers has benefitted immensely from lower tuition in our time. Today, the picture for students is quite different. Student loan debts are drowning a great many people. We lived in a time that funded student aid with grants and scholarships that are either not available now or they didn’t grow with tuition increases. Today’s students are unable to save for house down payments or otherwise spend on other goods and services. It might even affect who you marry. Why marry into enormous long-term debt?

For many students, not signing the loan papers was equivalent to giving up on their dream of a better life. There are indeed plenty of jobs not requiring a college degree that can lead to a comfortable life. Starting your own business is not for everyone. We can’t all be a Bill Gates because ground fertile enough for a paradigm shift is fairly scarce.

Now, there is a chorus of indignant voices hissing that “I paid my debts- why shouldn’t you? Why should I pay for your debt?” I can’t argue with that except to say that canceling some fraction of student loan debt is reimbursement of what should have been tuition assistance in the first place. The situation shouldn’t have arisen to trigger people. The sum of $10,000 amounts to $2500 per year for 4 years. This is a reimbursement for a modest yearly tuition grant.